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I love writing the annual Christmas card; it’s an opportunity for me to say “thank you” and to speak from my heart. The theme each year usually comes to me the day the letter is due some things never change.

Traditions are something I long for, both preserving and creating. Though our family has lived in a number of houses over the past twenty years, we have maintained some consistent traditions in our home. Two of our favorite traditions this time of year are; opening our home to anyone who wants to celebrate both Thanksgiving and Christmas with us and each Christmas Eve we invite others to go to a local hotel to deliver food, gifts, and gift cards as well as engage in conversations with those that call the hotel, home.

Our family is going through a sort of transition that we both welcome and mourn. David, soon to be twenty, is working at The Cheesecake Factory and contemplating what path best suits his passions and energy.

Morgan, 18, is working several jobs, has an active role in working with middle school and special needs kids, and still gives me both joy and panic most days and if that not enough, is in college full time. In July, Morgan and I traveled 2000 miles round trip over four days enjoying some quality time and fantastic views in Baja.

Blain, in 7th grade, newly a teenager and sporting his second cast for broken bones this year, still enjoys soccer, is providing dog walking services and sells stuff for people on Craigslist, and he is learning to enjoy the solo time with Heidi and I as his siblings are often away.

Heidi and I celebrated 20 years of a perfectly messy marriage this year and continue to enjoy creating home stories for those that come in and out of our lives.

This year I have challenged myself to answer the question, “what does the word home mean”? I asked this question of many people and the general consensus is that home is defined by your experience and not your location.

What traditions do you enjoy, desire to start or simply need to begin again? The stories you create in your home will long be remembered regardless of the address on your house.

The Ross Group stays focused on meeting your mortgage needs so you can create the stories that define your home.

May you experience all that this season is about,

Todd Ross and The Ross Group

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