Rules for the 2015 Mortgage Payment Giveaway Challenge

  • You must be a California resident who owns a primary residence with a mortgage to be eligible for this challenge. Verification residence and the mortgage will be required from the winner.
  • The Ross Group, Inc. will give the winner the equivalent of their principal and interest mortgage payment (excluding property taxes, insurance, and HOA fees) up to $2500.00. The winner will be required to make their mortgage payment. The money the winner will receive is to be given away and may not be kept or used for any personal means.
  • The winner will document how they give away the money and their story will be used by The Ross Group, Inc. to share and encourage others. All provided media including photos, videos, and written details of their giveaway will be the property of The Ross Group, Inc. to use in perpetuity in any way the company sees fit. Rights to the materials cannot be assigned to heirs or others. Money needs to be given away and the story documented and returned to The Ross Group, Inc. by June 30, 2015.
  • Videos may be uploaded to the site beginning Wednesday, March, 4th, 2015 through 10am, Thursday, April 30, 2015.
  • Voting on Facebook will begin at 12:01am on April 15, 2015 and will end at 11:59pm, Thursday, April 30th, 2015. The winner will be announced by 7pm, Friday, May 1, 2015 at and on The Ross Group, Inc. Facebook page.

Terms and Conditions for 2015 Mortgage Payment Giveaway Challenge

  • There will be only 1 winner. This winner will be chosen by the panel of judges with no affiliation to The Ross Group, Inc, and their decision is final.
  • If, after a reasonable effort over a 3 business day time period, we are unable to reach the winner, or if we determine the selected winner to be ineligible for any reason, we reserve the right to select an alternate winner.
  • By entering the challenge and/or by accepting the prize, you agree to be bound by the above Rules and these Terms and Conditions and to release The Ross Group, Inc., its affiliates and related entities, officers, members, directors, shareholders and agents, The Ross Group, Inc.’s 2015 Give-Away Challenge, also known as 2015 Mortgage Payment Giveaway Challenge, judges, from any and all liability arising out of your participation in this contest, including any liability in connection with the selection, awarding, receipt, use and/or misuse of the prize.
  • Liability for any applicable taxes will be the sole responsibility of the winner. Any required tax reporting forms will be furnished to the Internal Revenue Service. The winner will receive a 1099 for the amount of the winnings. All expenses not specifically provided for by sponsor in these rules are the sole responsibility of the winner.
  • Entries that are lost, late, illegible or incomplete for any reason will not be eligible. The Ross Group, Inc. reserves the right to modify or terminate this contest or disqualify any entry in the event of technical impairment by computer virus or otherwise. In the event of a dispute concerning the identity of the person submitting an entry, the entry will be deemed to be submitted by the person in whose name the email account is registered. This Contest is governed by the laws of the state of California with venue in Ventura County.
  • This is in no way an enticement for you to do business with The Ross Group, Inc, NMLS #391121, DRE #01270501. Equal Housing Lender.